Facts and Figures
Key figures
| Balance sheet (in euro billions) | 2024 | 2023 | 
| Total assets | 95.0 | 97.8 | 
| Loans and advances to banks | 65.6 | 67.2 | 
| Loans and advances to customers | 7.0 | 7.5 | 
| Bonds and other fixed-income securities | 16.7 | 15.9 | 
| Liabilities to banks | 1.5 | 1.8 | 
| Securitised liabilities | 83.8 | 85.8 | 
| Equity reported on the balance sheet | 5.0 | 4.9 | 
| Income statement (in euro millions) | 2024 | 2023 | 
| Net interest income | 287.5 | 310.0 | 
| Administrative expenses | 130.8 | 113.6 | 
| Operating profit before provision for loan losses and valuation | 161.6 | 197.3 | 
| Provision for loan losses and valuation | 123.6 | 160.3 | 
| Net income | 38.0 | 37.0 | 
| Distributable profit | 19.0 | 18.5 | 
| Cost-income ratio in % | 41.8 | 35.6 | 
| Employees (end of year) | 459 | 436 | 
| Capital ratios (in %) | 2024 | 2023 | 
| Common Equity Tier 1 capital ratio | 38.3 | 31.3 | 
| Tier 1 capital ratio | 38.3 | 31.3 | 
| Total capital ratio | 38.3 | 31.3 | 
| Leverage ratio | 10.2 | 10.3 | 
| Ratings | Long-term rating | Short-term rating | 
| Moody's Investors Service | Aaa | P-1 | 
| Standard & Poor's | AAA | A-1+ | 
| Fitch Ratings | AAA | F1+ |