Facts and Figures
Financial Statements
| 2021 | 2020 | |
| Balance sheet in EUR billion (extract) | ||
| Total assets | 95.5 | 95.3 |
| Loans and advances to banks | 65.1 | 61.8 |
| Loans and advances to customers | 7.6 | 7.0 |
| Bonds and other fixed-income securities | 15.1 | 17.6 |
| Liabilities to banks | 1.9 | 2.2 |
| Securitised liabilities | 82.6 | 81.8 |
| Equity reported on the balance sheet | 4.7 | 4.7 |
| Income statement in EUR million | ||
| Net interest income | 285.7 | 296.9 |
| Administrative expenses | 90.0 | 75.9 |
| Operating profit before provision for loan losses and valuation | 187.7 | 208.9 |
| Provision for loan losses and valuation | 153.2 | 175.4 |
| Net income | 34.5 | 33.5 |
| Distributable profit | 17.3 | 16.8 |
|
Cost/income ratio in % |
32.9 | 28.2 |
| Employees |
385 | 343 |
| Capital ratios (%) | ||
| Common Equity Tier 1 capital ratio | 31.8 | 31.0 |
| Tier 1 capital ratio | 31.8 | 31.0 |
| Total capital ratio | 32.0 | 31.5 |
The three most important rating agencies have affirmed Rentenbank's triple-A rating:
| Long-term Rating | Short-term Rating | |
| Moody's Investors Service | Aaa | P-1 |
| Standard & Poor's | AAA | A-1+ |
| Fitch Ratings | AAA | F1+ |